Imagine a world where the lights never go out
A world where pre-paid meters are not the exception—they are the standard. Where every home, no matter how remote, has access to power, water, and gas—not because it’s subsidised, but because it’s made possible through technology.
Prepaid utility metering is the fastest-growing system in the world, with 250 million meters expected globally by 2027 and over $40 billion in electricity spend transacted through these platforms. Yet millions still face the very real risk of being left in the dark simply because they can’t afford a top-up in time.
Finergi changes that.
Keeping the lights on: a matter of dignity, not just technology
We’ve patented a world-first platform that turns utility meters into digital wallets. With it, we’ve unlocked real-time micro-lending, offering instant electricity, water, and gas advances to consumers with no credit history and no bank account. This is not just about power. It’s about financial inclusion, resilience, and equity.
With predictive data models and a plug-and-play architecture, governments and service providers can deploy our solution across any prepaid system—STS, CRM, USSD, or WhatsApp. We enable households to get emergency access to energy and pay later—safely, transparently, and conveniently.
$3.5 billion in annual lending potential unlocked by 2027 across energy access alone.
Beyond energy: we are enabling sustainable cities
Our platform doesn't stop at electricity. We are building the same micro-credit and pay-as-you-go infrastructure for:
Water
Ensuring no child ever goes to school thirsty because a meter ran dry.
Gas
Powering clean cooking and heating through trusted, affordable credit models.
Data
Monetising insights responsibly to enable insurance, identity, and access to more financial products.
Why this matters now
Finergi’s approach directly supports UN SDG 7 (Affordable and Clean Energy) and SDG 9 (Industry, Innovation, and Infrastructure). By embedding financial services into utility infrastructure, we’re making essential access bankable, scalable, and profitable for all stakeholders.
Over 1 billion people remain underbanked globally.
Traditional credit systems leave vast populations invisible.
Utility providers lose billions in downtime and inefficiencies.
Governments struggle with subsidy programs and utility fraud.
Leading the charge
From our roots in Africa to our scaling ambitions across Asia and Latin America, we are already working with national utilities, telcos, and governments. Our rollout plans cover over 20 countries, including Kenya, Ghana, Egypt, and Indonesia.
We are proud to be a mission-led business with patented technology, a robust pipeline, and a proven model.